A short, plain-English log of notable changes. For the full developer changelog, see the repository.
Recent
- Public-source methodology. Probability of default uses the EU regulatory benchmark and loss-given-default uses Basel Foundation-IRB supervisory values across all tools, for full public defensibility.
- Vela Credit Score (0–100). Credit ratings now surface a 0–100 score alongside the international-scale equivalent, in-app and in exports.
- Original sector scorecards. 22 industry scorecards with Vela's own ratio mix, weights and thresholds, including a cash-flow coverage ratio.
- Loan addendum tool. Re-price an existing intragroup loan on a principal increase or maturity extension.
- Admin console & GDPR controls. Platform oversight plus user and organisation data-erasure paths.